Banking infrastructure

Banking built for every merchant model.

Dedicated IBANs, multi-rail payouts, and open banking for merchants worldwide. Choose direct accounts, embedded banking, or a white-label program.

Open an account

Dedicated IBAN in your company name

Not a pooled or virtual sub-ledger. A real, named IBAN under your legal entity, so counterparties see your brand on every incoming and outgoing transfer.

EUR, GBP, USD and 20+ currencies
Named beneficiary on every transfer
Unlimited virtual sub-IBANs for reconciliation
Issued in 5–10 business days post-KYB

Multi-rail payouts

One account, every rail. Route each transaction down the fastest, cheapest path automatically.

SEPA & SEPA Instant (10s settlement)
SWIFT to 180+ countries
UK Faster Payments & CHAPS
ACH, Fedwire, BACS
Local rails in LATAM, APAC, MENA
Smart routing & fallback logic

Open Banking & PSD2

Plug into bank account data and payment initiation across the EU and UK without becoming a regulated AISP/PISP yourself.

Account Information Services (AIS)
Payment Initiation Services (PIS)
Pay-by-bank checkout
Strong Customer Authentication (SCA)
Consent & reconciliation flows

Merchant coverage & delivery models

A flexible model matched to each business, market, and transaction profile.

Direct business account model
Embedded banking via API
White-label account programs
Tailored onboarding and controls
Volume up to €50M+/month per merchant
Dedicated compliance support