A traveller with a backpack looking out over a city of white buildings

Personal Account · Currency Exchange

Exchange currencies in seconds

Convert between the currencies in your account whenever you need to. See the rate and the amount you'll get before you confirm, then spend or send the money straight away.

What you can do

Exchange on your terms

01

20+ currencies

Exchange between all the currencies you hold in your account.

02

See the rate first

The rate and the exact amount you'll receive are shown before you confirm.

03

Done in seconds

The money is in your new balance as soon as you confirm.

04

When it suits you

Convert now, or keep your money where it is until the time is right.

05

Spend straight away

Pay by card or send a transfer from your new balance at once.

06

A clear history

Every exchange is listed with its rate and amounts, for your records.

How it works

Three simple steps

  1. 01

    Choose two currencies

    Pick the balance to exchange from and the currency you want.

  2. 02

    Check the amount

    See the rate and what you'll get before you go ahead.

  3. 03

    Confirm

    The money moves to your new balance in seconds.

Use cases

When you need another currency

  • A woman sitting with her bag at a station, looking at her phoneTravelBefore a tripExchange a little ahead of time so you're ready to spend when you arrive.
  • A smiling student with a backpack on a busy city streetStudyingStudying abroadTurn money from home into the local currency for rent and everyday costs.
  • An older couple waving at a video call on a phoneFamilySending money homeExchange into your family's currency, then send it to their bank.

Questions

Good to know

How do I know the rate?
The rate is shown in the app before every exchange, together with the exact amount you'll receive.
Is there a limit on how much I can exchange?
Limits depend on your account and are shown in the app.
Can I exchange back later?
Yes. You can convert between your balances as often as you like.

Open your personal account

Sign up online and verify your identity in a few minutes.