Card acquiring

Accept Visa and Mastercard, everywhere you sell.

Take card payments online, in your app and in person, with acquiring, smart routing and fraud controls matched to your business model, for merchants worldwide.

01

Card acceptance, online and in person

Visa & Mastercard

Accept the cards your customers already carry, wherever you sell: on your website, in your app or at the counter.

  • Visa, Mastercard and local card schemes
  • E-commerce and in-app checkout
  • Recurring and card-on-file payments
  • Mail and telephone orders (MOTO)
  • Pricing in your customers' currencies
  • Dynamic descriptors on statements
02

Merchant acquiring for every business model

95%+ approval rates

An acquiring set-up matched to your sector, markets and volumes, from new brands to high-volume merchants.

  • Proportionate merchant underwriting
  • Local acquiring in the EU, UK, US and LATAM
  • Support for higher-risk sectors
  • Rolling reserves managed transparently
  • Up to 95%+ approval rates
03

More approvals, fewer lost sales

Smart routing & cascading

When one acquirer declines a payment, we cascade it to the next, so good customers aren't turned away.

  • Global PSP and acquirer cascading
  • Routing by card country, currency and type
  • Retries on soft declines
  • Network tokens for higher approval
04

Apple Pay & Google Pay

Tap-to-pay from day one

Accept mobile wallets at checkout through the same integration, with no card details typed in.

  • Apple Pay and Google Pay on web and in apps
  • Tokenised payments
  • 3DS2 step-up on suspicious payments
05

Fraud & chargeback management

AI scoring on every transaction

Keep dispute ratios under Visa VAMP and Mastercard ECM thresholds with built-in tooling.

  • 3DS2 frictionless & challenge
  • Tokenization & network tokens
  • Ethoca & RDR alerts
  • Verifi CDRN integration
  • Representment automation
  • AI fraud scoring per transaction
06

Settlement & reporting

Clear settlement

Know what you've been paid, when and why, with reports that match your own records.

  • Settlement in major currencies
  • Daily reconciliation reports
  • Transparent fee breakdown
  • Real-time transaction webhooks

Ready to grow without limits?

Payments, business and personal accounts, and licensing, all in one place. No upfront cost. No long contracts. Just results.