Personal Account · Card Payments
Pay by card, wherever you go
Use your card in shops, online and in apps around the world. Pay contactless, add it to Apple Pay or Google Pay, and see every payment the moment it happens.
What you can do
One card for every way you pay
Contactless and chip
Tap or insert your card wherever cards are accepted.
Online and in apps
Shop online and pay for subscriptions with your card details.
Apple Pay and Google Pay
Add your card to your phone or watch and pay with a tap.
Virtual cards
Create a card in the app for shopping online, and remove it when you're done.
Instant notifications
Know straight away when your card is used, with the amount and the shop.
Freeze and unfreeze
Misplaced your card? Freeze it in the app in seconds, and unfreeze it when it turns up.
How it works
Three simple steps
- 01
Order your card
Request a card in the app once your account is open.
- 02
Add it to your phone
Set up Apple Pay or Google Pay and start paying straight away.
- 03
Pay and keep track
Every payment shows in the app with the amount and where you spent it.
Use cases
Wherever life takes you
TravelPaying abroadPay in the local currency from the matching balance, so you know what you're spending.
StudyingEveryday spendingGroceries, transport and coffee, with every payment in one clear list.
Remote workSubscriptions and toolsKeep the apps and services you work with on one card you control.
Questions
Good to know
- Where can I use my card?
- Anywhere that accepts your card's network: in shops, online and in apps.
- Is paying with my phone safe?
- Yes. Apple Pay and Google Pay don't share your card number with the shop, and each payment needs your face, fingerprint or passcode.
- What if my card is lost or stolen?
- Freeze it straight away in the app, then contact us to order a replacement.
Personal Account
More you can do with us
- Multi-Currency AccountHold, receive and spend in 20+ currencies from one account.Explore
- Bank TransfersLocal and international transfers from the app.Explore
- Currency ExchangeConvert between your balances in seconds.Explore
- Internal TransfersInstant payments to anyone who banks with us.Explore
- Top UpAdd money by bank transfer, card or mobile wallet.Explore
- Crypto ExchangeBuy, sell and hold crypto alongside your money.Explore
Open your personal account
Sign up online and verify your identity in a few minutes.