A woman sitting on the floor of her living room, using a laptop

Personal Account · Bank Transfers

Send and receive bank transfers with ease

Pay anyone with a bank account, at home or abroad. Send euros by SEPA, pounds by Faster Payments and other currencies by SWIFT, all from our app.

What you can do

Transfers that just work

01

Local transfers

Send euros through SEPA and SEPA Instant, and pounds through Faster Payments.

02

International transfers

Reach banks in more than 180 countries through SWIFT.

03

Saved payees

Keep the people and companies you pay often, ready for next time.

04

Scheduled payments

Set a transfer for a later date, or one that repeats, such as rent.

05

Track every transfer

See where each payment is and get a notification when it has gone through.

06

Payment confirmations

Download a confirmation for any transfer, to share or keep for your records.

How it works

Three simple steps

  1. 01

    Choose who to pay

    Pick a saved payee or add new bank details.

  2. 02

    Enter the amount

    See any fee, and the exchange rate if there is one, before you confirm.

  3. 03

    Send it

    Confirm in the app and follow the payment until it arrives.

Use cases

For the payments that matter

  • An older couple waving at a video call on a phoneFamilySupporting family abroadSend money home regularly and see when it has arrived.
  • A smiling student with a backpack on a busy city streetStudyingPaying tuition and rentPay a university or a landlord in another country straight from your account.
  • A woman with headphones working on a laptop in a caféFreelanceGetting paid on timeGive clients your account details and receive their transfers directly.

Questions

Good to know

How long does a transfer take?
SEPA Instant and Faster Payments usually arrive within seconds. SWIFT transfers depend on the countries and banks involved and usually take one to three working days.
Can I see the fee before I send?
Yes. Any fee and exchange rate are shown before you confirm a transfer.
Can I cancel a transfer?
Scheduled transfers can be cancelled before they are sent. If a transfer has already gone, contact us and we will help where we can.

Open your personal account

Sign up online and verify your identity in a few minutes.