Personal Account · Top Up
Top up your account your way
Add money to your account by bank transfer, with a debit or credit card, or with Apple Pay and Google Pay. It's ready to spend, send or exchange as soon as it arrives.
What you can do
Add money the way that suits you
By bank transfer
Send money from any bank account to your account details.
By card
Top up with a debit or credit card from another bank in a few taps.
With Apple Pay or Google Pay
Add money from the wallet on your phone.
Into the right balance
Top up the currency you want to use, such as euros or pounds.
Ready straight away
Card and wallet top-ups usually arrive in seconds, ready to use.
Every top-up listed
Each one shows in your history with where it came from.
How it works
Three simple steps
- 01
Choose how to pay
Pick bank transfer, card or mobile wallet.
- 02
Enter the amount
Choose the balance and how much to add.
- 03
Confirm
The money appears in your account, ready to use.
Use cases
Ready when you are
TravelBefore you flyAdd money to your travel balance the night before you leave.
StudyingA monthly allowanceTop up each month from your bank at home and spend locally.
Remote workBetween paydaysMove money in from another account whenever you need it.
Questions
Good to know
- How long does a top-up take?
- Card and mobile wallet top-ups usually arrive in seconds. Bank transfers depend on the payment network used.
- Can I top up from someone else's card?
- For your security, top-ups should come from cards and accounts in your own name.
- Which balances can I top up?
- Any balance you hold. If your card is in a different currency, the amount is converted before it's added.
Personal Account
More you can do with us
- Multi-Currency AccountHold, receive and spend in 20+ currencies from one account.Explore
- Bank TransfersLocal and international transfers from the app.Explore
- Card PaymentsPay in shops, online and with your phone.Explore
- Currency ExchangeConvert between your balances in seconds.Explore
- Internal TransfersInstant payments to anyone who banks with us.Explore
- Crypto ExchangeBuy, sell and hold crypto alongside your money.Explore
Open your personal account
Sign up online and verify your identity in a few minutes.